June is here, and it’s the perfect time to be savvy about your finances and enhance your home life with the latest offerings and promotions. Whether you’re navigating your first paycheck, celebrating milestones, or looking for the best deals on household appliances, we’ve got you covered. Dive into our comprehensive guide to make the most of this month with expert tips and exciting updates.
1. First Salary? Be Money Smart from the Get-Go with Practical Tips
Congratulations on your first job! Your years of hard work have led to this exciting moment. With your first paycheck comes the opportunity to establish smart financial habits. While it might be tempting to splurge, making wise decisions early on can set the tone for your financial future. Here are some practical tips to manage your first salary effectively:
- Create a Budget: List all your expenses, such as rent, utilities, transportation, and food. Allocate a portion of your salary to each category and track your spending to avoid unnecessary debt.
- Build an Emergency Fund: Set aside a portion of your salary in case of emergencies. Aim for a three- to six-month safety net or more, depending on your comfort level.
- Save Securely: Use digital banking services to save conveniently. Look for savings accounts with high-interest rates and no minimum deposit requirements.
Starting your financial journey on the right foot can lead to a secure and prosperous future. Establish healthy financial habits that will benefit you for years to come.
2. Singlife Philippines Celebrates New Milestone with Over 5,000 5-Star Reviews on Trustpilot
Singlife Philippines is proud to announce a significant achievement, reaching 6,078 reviews on Trustpilot with an impressive 4.8 TrustScore and over 5,000 5-star reviews. This milestone reflects the company’s dedication to providing top-notch digital insurance services and safeguarding the financial well-being of Filipinos.
- Customer Feedback: Customers appreciate Singlife’s ease of purchase, straightforward claims process, and comprehensive coverage.
- Innovative Products: Singlife offers a range of products, from medical and income loss protection to investment-linked plans for achieving financial goals.
- Ease of Use: The Singlife Plan & Protect App allows customers to purchase products, track progress, and plan for their financial future with ease.
Singlife’s commitment to transparency and customer satisfaction continues to set it apart in the digital insurance space.
3. RLC Residences Celebrates Developer Awards; Lance Y. Gokongwei Named Property Man of the Year
RLC Residences is having a stellar year, receiving numerous accolades from local and international bodies. Highlights include:
- International Property Awards: Mantawi Residences in Cebu and Le Pont Residences in Pasig City received top honors for their premium offerings and strategic locations.
- Real Estate Asia Awards: RLC Residences was named the Philippines’ Developer of the Year, recognizing its commitment to building well-designed homes.
- FIABCI Philippines Property Awards: The Radiance Manila Bay and Galleria Residences in Cebu won Gold in their respective categories.
RLC Residences’ dedication to providing exceptional investment options and customer satisfaction continues to earn recognition and trust from the industry and homebuyers alike.
4. It’s Raining Deals and Discounts with Beko’s Splash Into Savings Rainy Season Promo
With the rainy season here, laundry can be challenging. Beko, a leading European appliance brand, is offering incredible discounts on laundry appliances until September 30, 2024. Check out these top deals:
- HTV9743X Washer-Dryer: Now PHP 39,990 (PHP 10,000 off), featuring ProSmart Inverter technology for powerful performance and energy efficiency.
- WCV10746M Front Load Washer: Now PHP 39,990 (PHP 10,000 off), with a 10 kg capacity and 15 wash programs, including the Xpress Super Short.
- B5T46203M Front-Load Dryer: Now PHP 43,990 (PHP 11,000 off), with heat pump dryer technology and IronFinish feature.
- WTLD160D Top-Load Washer: Now PHP 27,990 (PHP 7,000 off), with a 16 kg capacity and innovative 3D Fine Wash.
- WTTA1303WP Twin Tub Washer: Now PHP 12,740 (PHP 2,250 off), perfect for heavy-duty loads with Ultra Dry technology.
With Beko’s reliable appliances, you can enjoy a more efficient laundry routine and ensure cleaner, fresher clothes. Don’t miss out on these fantastic savings!
5. Maya Flexes Perfect Attendance for Your Back-to-School Budget!
As the back-to-school season approaches, expenses for new supplies and fees can be overwhelming. Maya, the #1 Digital Bank App in the Philippines, is here to help with rewards and financial flexibility.
Here’s how you can ace your back-to-school funds with Maya:
- Get up to P30,000 via Maya Easy Credit! Instantly get up to P30,000 for your school expenses with no paperwork. Use it to pay tuition fees, shop for books and uniforms, stock up on snacks, or buy a new phone or laptop.
- Score cash prizes and gadgets weekly! Every P250 you spend with Maya earns you raffle entries for a chance to win P10,000 and Honor gadgets from July 1 to August 31, 2024. Pay for school supplies at over 600,000 stores, check out online, or use the Maya Card.
- Boost your savings! With Maya Savings, grow your money with up to 15% p.a. interest credited daily whenever you use Maya for your transactions.
Gear up for back-to-school season and seize the chance to earn rewards and save more with Maya. Stay updated by visiting maya.ph and mayabank.ph, and follow @mayaiseverything on social media.
6. Be ready for back-to-school season with CIMB Bank PH
Many are preparing for another exciting and challenging school year. Managing finances during this period is crucial, but with some planning and the right financial tools, you can help ensure a smooth transition for your family. CIMB Bank Philippines, the most awarded digital-only commercial bank in the country, offers valuable advice to help families get ready for the new school year:
- Expand your budget list. Aside from the expected expenses for the school year such as tuition fees, uniforms,
books, and baon, consider all other potential expenses outside of these like projects, field trips, extracurricular activities, school supply replenishment, and the like. Plan for the unexpected such as medical emergencies.
- Shop smarter. Take advantage of back-to-school sales and discounts. Compare prices online and in stores to get the best deals, and don’t forget to also check for second-hand options for textbooks and learning tools.
- Encourage saving. Teach your kids the importance of saving by setting a good example. If you have children who are at least 18 years old, help them open a savings account to motivate them to save a portion of their allowance for future use.
- Maximize financial tools. Make use of financial products that can help you manage your expenses, as well as ones that can help you grow your savings.
Enter an exciting new school year with the help of CIMB Bank PH. To know more about CIMB’s Personal Loan and MaxSave Time Deposit products, visit cimbbank.com.ph
Make the most of July by staying informed about the latest financial tips, milestone celebrations, and home appliance deals. Stay tuned for more updates and expert advice on managing your home and finances effectively.
This article is updated regularly this July.
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